@charset "UTF-8";
:root{--navy:#0d2034;--ink:#132b45;--blue:#234b7f;--gold:#9f6208;--gold-bright:#e2a340;--cream:#faf8f4;--pale:#edf3f9;--line:#d8e1e9;--muted:#536477;--sans:'DM Sans',Arial,sans-serif;--serif:'DM Serif Display',Georgia,serif;--shadow:0 18px 45px #0d203410}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:#fff;color:var(--ink);font:16px/1.65 var(--sans);-webkit-font-smoothing:antialiased}h1,h2,h3,h4,p,figure{margin:0}h1,h2,h3,h4{line-height:1.13}h1,h2{font-family:var(--serif);font-weight:400;letter-spacing:-.025em}h1{font-size:clamp(42px,4.65vw,70px)}h2{font-size:clamp(32px,3.1vw,46px)}h3{font-family:var(--serif);font-weight:400;font-size:23px;letter-spacing:-.015em}p+p{margin-top:15px}a{color:inherit;text-underline-offset:4px}button,input,textarea{font:inherit}button,a,input,textarea{touch-action:manipulation}button{cursor:pointer}a,button{-webkit-tap-highlight-color:transparent}button{border:0}img{display:block;width:100%;height:auto}picture{display:block;overflow:hidden}.icon{display:inline-block;vertical-align:middle;width:24px;height:24px;flex-shrink:0}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,textarea:focus-visible,[tabindex]:focus-visible{outline:3px solid #387cce;outline-offset:5px}::selection{background:#e7c58c;color:var(--navy)}.wrap{width:min(1200px,calc(100% - 80px));margin:auto}.section{padding:90px 0}.eyebrow{color:var(--gold);font-size:11px;font-weight:700;letter-spacing:.15em;line-height:1.6;margin-bottom:16px}.eyebrow.light{color:#e9b466}.lead{font-size:19px;line-height:1.65;color:#314d69}.small-note,.fine-print{font-size:12px;color:var(--muted);line-height:1.7}.button{min-height:50px;display:inline-flex;align-items:center;justify-content:center;gap:24px;padding:13px 23px;border:1px solid transparent;border-radius:4px;text-decoration:none;font-weight:600;font-size:14px;line-height:1.4;transition:background .2s,transform .2s,box-shadow .2s}.button .icon{width:19px;height:19px}.button:hover{transform:translateY(-2px)}.button.gold{background:linear-gradient(110deg,#a56405,#985900);color:#fff;border-color:#c88c2d;box-shadow:0 6px 18px #6d3a1420}.button.gold:hover{background:#9e5f07;box-shadow:0 9px 22px #0d203420}.button.navy{background:var(--navy);color:white}.button.navy:hover{background:#214469}.button.outline-light{border-color:#a2b0be;color:#fff;background:#10253b44}.button.outline-light:hover{background:#ffffff16}.button.outline{border-color:var(--blue);color:var(--blue);background:transparent}.button.small{min-height:42px;padding:10px 18px;font-size:13px;gap:14px}.button-row{display:flex;align-items:center;gap:15px;flex-wrap:wrap}.text-link{display:inline-flex;align-items:center;gap:16px;text-decoration:none;font-size:14px;font-weight:600;color:var(--blue);line-height:1.6}.text-link .icon{width:19px;height:19px}.text-link:hover{text-decoration:underline}.skip-link{position:fixed;top:-100px;left:20px;padding:12px 20px;background:#fff;color:var(--navy);z-index:100}.skip-link:focus{top:10px}.site-header{position:sticky;top:0;z-index:50;background:var(--navy);border-bottom:1px solid #ffffff1c;color:#fff}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:30px;min-height:83px}.brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none;line-height:1.2}.brand-mark{color:var(--gold-bright)}.brand-mark .icon{width:34px;height:40px;transform:rotate(-12deg)}.brand-name{font-family:var(--serif);font-size:20px;letter-spacing:-.02em}.brand-name>span{display:block;font-family:var(--sans);font-size:9px;font-weight:400;letter-spacing:.12em;margin-top:7px;color:#b8c9d9;text-transform:uppercase}.site-nav{display:flex;align-items:center;gap:25px}.site-nav>a:not(.button){font-size:12px;text-decoration:none;white-space:nowrap}.site-nav>a:hover,.site-nav>[aria-current]{color:#f3c780}.nav-toggle{display:none}.hero{position:relative;background:var(--navy);color:white;min-height:675px;overflow:hidden}.hero-image{position:absolute;inset:0 0 0 37%}.hero-image:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,var(--navy) 0%,#0d2034dd 12%,#0d203458 37%,#0d203400 80%),linear-gradient(0deg,#0d20344d,transparent 55%)}.hero-image picture,.hero-image img{height:100%;width:100%;object-fit:cover;object-position:60% center}.hero-wrap{position:relative;display:flex;align-items:center;min-height:675px;padding:62px 0 64px}.hero-copy{width:59%;position:relative;z-index:2}.hero h1{max-width:730px}.hero h1 em{color:#f3c27c;font-style:normal}.hero-lead{font-family:var(--serif);font-size:27px;color:#f3f4f5;margin-top:24px;line-height:1.3}.hero-text{max-width:465px;font-size:16px;line-height:1.8;color:#dce5ec;margin-top:17px!important}.hero .button-row{margin-top:29px;gap:12px}.hero-signature{display:flex;align-items:center;gap:14px;font-size:12px;letter-spacing:.02em;color:#c1d0de;margin-top:28px}.gold-line{display:block;width:32px;height:2px;background:var(--gold-bright)}.hero-note{position:absolute;right:0;bottom:48px;display:flex;flex-direction:column;background:#0d2034e8;backdrop-filter:blur(6px);border:1px solid #e2a34066;padding:24px 25px 20px;text-decoration:none;max-width:220px;box-shadow:0 12px 35px #0002}.hero-note strong{font-family:var(--serif);font-weight:400;font-size:47px;line-height:1.1;color:#f3c27c}.hero-note>span{font-size:13px}.hero-note small{font-size:11px;line-height:1.5;color:#bdcbd8;margin-top:14px}.hero-note .icon{align-self:flex-end;margin-top:10px;color:#edbd70}.trust-strip{background:var(--cream);border-bottom:1px solid #eee9e0}.trust-strip>.wrap{display:flex;justify-content:space-between;gap:25px;padding-top:24px;padding-bottom:24px}.trust-strip span{display:flex;align-items:center;gap:11px;font-size:12px}.trust-strip .icon{color:var(--gold);width:21px;height:21px}.section-intro{display:flex;justify-content:space-between;gap:70px;align-items:flex-end;margin-bottom:38px}.section-intro>div{flex:1}.section-intro>p{width:36%;color:var(--muted);font-size:15px;line-height:1.8}.section-intro.compact{gap:30px}.question-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.question-card{display:flex;gap:20px;align-items:flex-start;position:relative;border:1px solid var(--line);background:#fff;border-radius:5px;padding:26px 24px;text-decoration:none;transition:transform .2s,box-shadow .2s,border-color .2s}.question-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#adbfce}.card-number{font-family:var(--serif);color:var(--gold);font-size:17px;line-height:1.4}.question-card>.icon:not(.card-arrow){margin-top:4px;width:29px;height:29px;color:var(--blue)}.question-card h3{font-size:23px;margin-bottom:8px}.question-card p{font-size:13px;line-height:1.7;color:var(--muted);max-width:335px}.question-card .card-arrow{margin-left:auto;margin-top:5px;width:17px;height:17px;color:var(--gold)}.under-grid{text-align:center;color:var(--muted);font-size:12px;margin-top:25px}.field-story{display:grid;grid-template-columns:1fr 1fr;background:var(--pale)}.field-story-copy{padding:65px max(40px,calc((100vw - 1200px)/2));padding-right:60px}.field-story h2{font-size:clamp(32px,3vw,44px);margin-bottom:23px}.field-story p:not(.eyebrow){font-size:15px;color:#425b73;line-height:1.85}.field-story .text-link{margin-top:25px}.field-story-image img{height:100%;min-height:480px;object-fit:cover}.services-preview{padding:75px 0}.services-preview h2{font-size:38px}.service-topics{display:grid;grid-template-columns:repeat(6,1fr);gap:13px}.service-topics a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:15px;padding:25px 12px;min-height:126px;background:var(--cream);border:1px solid #e9e3d9;text-decoration:none;font-size:12px;text-align:center;border-radius:5px;transition:background .2s}.service-topics a:hover{background:#f1e9d9}.service-topics .icon{color:var(--gold);width:30px;height:30px}.services-preview .small-note{margin-top:20px}.guide-preview{background:linear-gradient(115deg,#edf3fa,#f7f9fc);overflow:hidden}.guide-grid{display:grid;grid-template-columns:.75fr 1.25fr;align-items:center;gap:100px}.guide-cover{width:320px;min-height:430px;background:linear-gradient(120deg,#fffdf7,#f1e8d7);box-shadow:20px 22px 38px #0d20342e,inset 8px 0 10px #fff;border-left:9px solid #d3c2a7;padding:37px 32px 25px;transform:rotate(-7deg);position:relative;justify-self:center;display:flex;flex-direction:column}.guide-cover:after{content:'';position:absolute;right:-6px;top:4px;bottom:4px;width:6px;background:repeating-linear-gradient(#f0e9dc 0,#f0e9dc 2px,#fff 2px,#fff 3px);transform:skewY(35deg);box-shadow:2px 1px 2px #0002}.guide-cover>span{font-size:9px;letter-spacing:.2em;color:#8d6c35;font-weight:700}.guide-cover>div{font-family:var(--serif);font-size:35px;line-height:1.1;margin:30px 0 21px}.guide-cover>i{font-size:13px;color:#67717b;line-height:1.7;font-style:normal}.guide-cover>.icon{color:var(--gold);width:45px;height:45px;margin-top:27px;align-self:center}.guide-cover>small{font-size:8px;letter-spacing:.15em;margin-top:27px;color:#7d6a4d}.guide-grid h2{margin-bottom:20px}.guide-chapters{margin:25px 0 30px}.guide-chapters>a{display:flex;align-items:center;gap:20px;text-decoration:none;border-top:1px solid #cddae7;padding:17px 0}.guide-chapters>a:last-child{border-bottom:1px solid #cddae7}.guide-chapters>a>span{font-family:var(--serif);font-size:20px;color:var(--gold)}.guide-chapters h3{font-size:22px}.guide-chapters p{font-size:12px;color:var(--muted);margin-top:5px}.guide-chapters .icon{margin-left:auto;width:18px;height:18px}.guide-grid .button-row{gap:22px}.consultant-section{padding:85px 0;background:#fff}.consultant-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:70px;align-items:center}.consultant-grid figure picture{height:480px}.consultant-grid figure img{height:100%;object-fit:cover}.consultant-grid figcaption{color:var(--muted);font-size:10px;margin-top:8px}.experience-heading{display:flex;gap:23px;align-items:center;margin:12px 0 26px}.experience-heading>span{font-family:var(--serif);font-size:140px;line-height:.9;color:var(--gold);letter-spacing:-.07em}.experience-heading h2{font-size:42px}.consultant-copy .lead{font-size:19px;margin-bottom:18px}.consultant-copy>p:not(.eyebrow):not(.lead){font-size:14px;line-height:1.9;color:var(--muted)}.consultant-copy .text-link{margin-top:24px}.method{border-top:1px solid var(--line);padding-top:65px}.method-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;margin-top:40px}.method-grid>div{border-left:1px solid #d7bc95;padding-left:25px}.method-grid>div>span{font-family:var(--serif);font-size:31px;color:var(--gold);display:block;margin-bottom:17px;line-height:1.1}.method-grid h3{font-size:26px;margin-bottom:13px}.method-grid p{font-size:14px;color:var(--muted);line-height:1.8}.budget-teaser{background:var(--pale);padding:65px 0}.budget-teaser>.wrap{display:grid;grid-template-columns:1.2fr .8fr;gap:90px;align-items:center}.budget-teaser h2{margin-bottom:20px}.budget-teaser p:not(.eyebrow){font-size:15px;color:var(--muted);max-width:520px}.budget-teaser .button{margin-top:26px}.budget-visual{background:var(--cream);padding:32px;border:1px solid #dfd8cb;box-shadow:var(--shadow);transform:rotate(2deg)}.budget-visual>span{font-size:10px;letter-spacing:.14em;color:var(--gold);font-weight:600}.budget-visual>p{padding:13px 0;border-bottom:1px solid #ddd6ca;font-size:14px!important;display:flex;justify-content:space-between}.budget-visual b{font-weight:400;color:var(--gold);font-size:24px;line-height:1}.budget-visual>strong{font-family:var(--serif);display:block;font-size:29px;font-weight:400;margin-top:18px}.budget-visual>small{display:block;font-size:11px;color:var(--muted);margin-top:8px}.audit-section{padding-bottom:50px}.audit-panel{display:grid;grid-template-columns:1.5fr .65fr;gap:65px;padding:55px 60px;background:var(--navy);color:#fff;position:relative;overflow:hidden;border-radius:5px}.audit-panel:after{content:'';position:absolute;width:330px;height:330px;border:1px solid #e2a34018;border-radius:50%;right:-200px;bottom:-140px;box-shadow:0 0 0 35px #e2a34008,0 0 0 70px #e2a34005;pointer-events:none}.audit-main h2{font-size:41px;margin-bottom:21px}.audit-main>p:not(.eyebrow){color:#c9d6e2;font-size:14px;line-height:1.85;max-width:635px}.audit-details{display:flex;flex-wrap:wrap;gap:25px;margin-top:25px}.audit-details span{font-size:12px;display:flex;gap:10px;align-items:center}.audit-details .icon{color:#edbd70;width:21px;height:21px}.audit-booking{border-left:1px solid #bfa16c66;padding-left:40px;display:flex;flex-direction:column;align-items:flex-start;justify-content:center;position:relative;z-index:1}.offer-name{font-size:12px;color:#bfcede}.price{font-family:var(--serif);font-weight:400;font-size:66px;color:#edb766;line-height:1.3;margin:5px 0 15px;white-space:nowrap}.price small{font-size:42px}.audit-booking .button{width:100%;white-space:nowrap;gap:16px}.booking-note{display:flex;align-items:center;gap:8px;font-size:10px;margin-top:15px;color:#bdcddd}.booking-note .icon{width:12px;height:12px}.terms-link{font-size:10px;color:#bdcddd;margin-top:10px}.faq-section{padding-top:30px;padding-bottom:85px}.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:90px}.faq-grid>div>p:not(.eyebrow){color:var(--muted);font-size:14px;max-width:330px;margin-top:18px}.faq-grid .text-link{margin-top:20px}.faq-list details{border-bottom:1px solid var(--line)}.faq-list details:first-child{border-top:1px solid var(--line)}summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:30px;cursor:pointer;padding:22px 0;font-size:14px;font-weight:500;line-height:1.5}summary::-webkit-details-marker{display:none}summary>span{font-size:23px;font-weight:400;line-height:1;color:var(--gold)}details[open] summary>span{transform:rotate(45deg)}.faq-list details>p{font-size:14px;line-height:1.85;color:var(--muted);margin:0 35px 22px 0}.site-footer{background:var(--navy);color:#d9e3ec;padding:60px 0 25px}.footer-top{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:75px;padding-bottom:35px}.footer-top>div>p{font-size:12px;color:#a6b9cb;margin-top:20px;line-height:1.9}.footer-top h2{font:600 12px/1.3 var(--sans);letter-spacing:.06em;margin-bottom:19px;color:#edbb70}.footer-top>div>a:not(.brand){display:block;font-size:11px;text-decoration:none;margin:11px 0;color:#bac9d8}.footer-top a:hover{text-decoration:underline}.footer-bottom{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:25px 0 10px;border-top:1px solid #ffffff26;font-size:10px;color:#afc0cf}.footer-bottom>div{display:flex;gap:25px}.footer-bottom a{text-decoration:none}.fine-print{color:#8fa5b9;font-size:9px;margin-top:8px}.back-top{position:fixed;bottom:20px;right:20px;z-index:10;width:38px;height:38px;background:#fff;color:var(--navy);border:1px solid var(--line);border-radius:50%;display:flex;align-items:center;justify-content:center;text-decoration:none;box-shadow:0 4px 12px #0001;font-size:20px}
/* Guide, printable worksheet, and budget */
.page-hero{background:var(--navy);color:#fff;padding:80px 0 65px;border-bottom:4px solid #c58c38}.page-hero h1{font-size:clamp(42px,4.6vw,65px);max-width:900px}.page-hero h1 em{color:#eebd75;font-style:normal}.page-hero>.wrap>p:not(.eyebrow){max-width:680px;color:#c5d3e0;font-size:17px;margin-top:25px}.page-hero .button-row,.page-hero button{margin-top:30px}.page-hero p.hero-small{font-size:11px!important;color:#92a9be!important;margin-top:25px!important}.page-hero.short{padding:60px 0 55px}.page-hero.short h1{font-size:55px}.guide-layout{display:grid;grid-template-columns:265px minmax(0,1fr);gap:75px;padding-top:65px;padding-bottom:80px}.guide-toc{align-self:start;position:sticky;top:110px}.guide-toc nav>a{display:flex;gap:12px;padding:13px 0;text-decoration:none;line-height:1.55;font-size:12px;border-bottom:1px solid var(--line);color:#4c6177}.guide-toc nav>a:hover{color:var(--gold)}.guide-toc nav>a>span{color:var(--gold);font-size:11px;min-width:20px}.toc-audit{display:block;background:var(--pale);padding:20px;text-decoration:none;margin-top:28px;border-left:2px solid var(--gold)}.toc-audit>strong{display:block;font-family:var(--serif);font-size:20px;font-weight:400}.toc-audit>span{display:block;font-size:12px;color:var(--muted);margin-top:8px}.toc-audit .icon{width:16px;height:16px}.guide-section{padding:0 0 55px;margin-bottom:55px;border-bottom:1px solid var(--line);scroll-margin-top:110px}.guide-section:last-child{margin-bottom:0;border-bottom:0}.chapter-label{font-size:11px;color:var(--gold);font-weight:700;letter-spacing:.12em;margin-bottom:12px}.guide-section h2{font-size:39px;line-height:1.18;margin-bottom:26px}.guide-section h3{font-size:24px;margin-bottom:10px}.guide-section>p{font-size:15px;line-height:1.9;margin:15px 0;color:#465c71}.guide-section>p.lead{font-size:19px;color:#2c4965}.guide-section ul{padding-left:20px;color:#465c71}.guide-section li{font-size:14px;line-height:1.8;margin:11px 0;padding-left:6px}.guide-section li::marker{color:var(--gold)}.source-link{font-size:11px!important;color:var(--muted)!important;line-height:1.7!important}.source-link a{color:var(--blue)}.action-box{padding:23px 25px;margin-top:28px;background:var(--pale);border-left:3px solid var(--gold)}.action-box>strong{display:flex;align-items:center;gap:10px;font-size:13px}.action-box>strong .icon{width:20px;height:20px;color:var(--gold)}.action-box>p{font-size:14px;color:#3d5771;margin-top:8px;line-height:1.8}.activity-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px;margin:26px 0}.activity-grid>div{padding:23px;border:1px solid var(--line);background:var(--cream);border-radius:4px}.activity-grid .icon{color:var(--gold);margin-bottom:14px;width:28px;height:28px}.activity-grid h3{font-size:23px}.activity-grid p{font-size:13px;color:var(--muted);line-height:1.8}.table-scroll{overflow:auto;border:1px solid var(--line);margin:25px 0}table{width:100%;border-collapse:collapse;font-size:13px;line-height:1.8}th,td{padding:16px 20px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}th{font-weight:600}thead{background:var(--navy);color:#fff}tbody th{width:35%;background:var(--pale)}tbody tr:last-child>*{border-bottom:0}.steps-list{margin:30px 0}.steps-list>div{display:flex;gap:20px;padding:23px 0;border-bottom:1px solid var(--line)}.steps-list>div>span{display:flex;justify-content:center;align-items:center;flex-shrink:0;width:34px;height:34px;border:1px solid #dec29a;border-radius:50%;font-family:var(--serif);color:var(--gold);font-size:20px}.steps-list p,.steps-list a{font-size:14px;line-height:1.8;color:var(--muted)}.steps-list a{display:inline-block;color:var(--blue);margin-top:10px}.note{background:var(--cream);border:1px solid #e8dfd2;padding:25px;margin:25px 0;color:#4a5e71;font-size:14px;line-height:1.85}.note>strong{color:var(--ink)}.note p{margin-top:8px}.compare-pair{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:25px 0}.compare-pair>div{border:1px solid var(--line);padding:25px;background:var(--pale)}.compare-pair p{font-size:14px;color:var(--muted);line-height:1.8}.article-cta{padding:30px;margin-top:30px;background:var(--navy);color:#fff}.article-cta p{font-size:14px;color:#bdcddd;margin:15px 0 20px}.source-list{font-size:12px!important}.source-list li{font-size:12px!important}.budget-layout{display:grid;grid-template-columns:1.25fr .75fr;gap:70px;align-items:start}.budget-layout>div>h2{font-size:38px;margin-bottom:20px}.budget-layout>div>p{font-size:14px;color:var(--muted)}#budget-form{margin-top:30px}fieldset{padding:22px 0 28px;margin:0 0 25px;border:0;border-top:1px solid var(--line)}legend{padding:0 15px 0 0;font:400 24px/1.4 var(--serif);color:var(--ink)}fieldset>p{font-size:12px;color:var(--muted);margin-bottom:20px}.input-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.input-grid label,fieldset>label,.sheet-top label{font-size:12px;font-weight:500;display:block}.money-input{display:flex;position:relative;margin-top:8px}.money-input>span{position:absolute;right:15px;top:13px;color:var(--muted)}input:not([type=checkbox]),textarea{width:100%;border:1px solid #bfcdd9;border-radius:3px;padding:12px 15px;background:#fff;color:var(--ink);font-size:14px;line-height:1.5;min-height:48px}.money-input input{padding-right:35px}input::placeholder,textarea::placeholder{color:#7e8b97;font-size:12px}fieldset>label>input{margin-top:8px;max-width:200px}#budget-form>.small-note{margin-bottom:25px}.reset-button{background:none;color:var(--muted);padding:12px 5px;text-decoration:underline;font-size:12px}.form-error{color:#a2222b;font-size:13px;margin-top:15px}.budget-aside{position:sticky;top:110px}.budget-result{padding:34px;background:var(--navy);color:white;border-radius:4px}.budget-result>strong{font:400 clamp(30px,3.5vw,48px)/1.3 var(--serif);color:#eebd75;display:block;margin:10px 0 15px;overflow-wrap:anywhere}.budget-result>p:not(.eyebrow){font-size:12px;color:#b5c7d7}.budget-result dl{margin:25px 0}.budget-result dl>div{display:flex;justify-content:space-between;gap:20px;border-bottom:1px solid #ffffff26;padding:12px 0;font-size:12px}.budget-result dd{margin:0;font-weight:500;text-align:right}.budget-result p.budget-formula{border-top:1px solid #ffffff26;padding-top:20px;line-height:1.85}.budget-result p.calculation-note{font-size:10px;line-height:1.8;margin-top:15px}.budget-aside .note h3{font-size:25px}.budget-aside .note p{font-size:12px}.budget-aside .text-link{font-size:12px}.worksheet{max-width:850px}.sheet-top{display:grid;grid-template-columns:1fr 1fr;gap:30px;margin:25px 0}.sheet-top input{margin-top:8px}.worksheet-section{border-top:1px solid var(--line);padding:25px 0}.worksheet-section h2{font-size:27px;margin-bottom:15px}.worksheet-section h2>span{color:var(--gold);margin-right:15px}.worksheet-section>label:not(.checkbox){font-size:13px;color:var(--muted);display:block;margin-bottom:10px}.worksheet-section textarea{resize:vertical;min-height:100px;line-height:1.8}.checkbox{display:flex;align-items:flex-start;gap:10px;font-size:12px;color:var(--muted);margin-top:12px;line-height:1.7}.checkbox input{width:17px;height:17px;margin:2px 0 0;accent-color:var(--gold)}.worksheet>.small-note:last-child{margin-top:25px}.legal-content{max-width:850px;min-height:400px}.legal-content h2{font-size:31px;margin:35px 0 20px}.legal-content h2:first-child{margin-top:0}.legal-content p{font-size:15px;color:var(--muted);line-height:1.9}.legal-content .button{margin:20px 0}.legal-content a:not(.button){color:var(--blue)}
@media(min-width:1600px){.hero-image{left:40%}.hero h1{font-size:74px}.hero-copy{width:62%}.hero{min-height:720px}.hero-wrap{min-height:720px}.hero-image:after{background:linear-gradient(90deg,var(--navy) 0%,#0d2034dd 10%,#0d203458 35%,#0d203400 80%)}}
@media(max-width:1100px){.wrap{width:calc(100% - 56px)}.header-inner{gap:15px}.brand-name{font-size:17px}.site-nav{gap:17px}.site-nav>a:not(.button){font-size:11px}.hero-copy{width:66%}.hero h1{font-size:55px}.hero-note{right:0;max-width:170px;padding:22px}.hero-note strong{font-size:40px}.guide-grid{gap:60px;grid-template-columns:.8fr 1.2fr}.guide-cover{width:275px;min-height:400px;padding:30px 25px}.guide-cover>div{font-size:32px}.consultant-grid{gap:45px}.experience-heading h2{font-size:35px}.experience-heading>span{font-size:125px}.field-story-copy{padding:50px 35px}.service-topics{grid-template-columns:repeat(3,1fr)}.audit-panel{padding:40px;gap:35px}.audit-main h2{font-size:36px}.audit-booking{padding-left:30px}.faq-grid{gap:50px}.footer-top{gap:40px}.guide-layout{gap:45px;grid-template-columns:230px minmax(0,1fr)}.budget-layout{gap:40px}}
@media(max-width:850px){.header-inner{min-height:76px;flex-wrap:wrap;padding:17px 0;gap:15px}.brand-name{font-size:19px}.brand-mark .icon{width:29px;height:33px}.js .nav-toggle{display:flex;align-items:center;gap:8px;color:#fff;background:transparent;padding:7px 0;font-size:11px}.js .nav-toggle .icon{width:24px;height:24px}.site-nav{width:100%;flex-wrap:wrap;justify-content:flex-start;gap:20px;padding:8px 0}.js .site-nav{display:none}.js .site-nav.is-open{display:flex}.site-nav>a:not(.button){font-size:13px}.hero,.hero-wrap{min-height:665px}.hero h1{font-size:51px}.hero-copy{width:73%}.hero-image{left:32%}.hero-image:after{background:linear-gradient(90deg,var(--navy),#0d2034d9 30%,#0d203455 100%)}.hero-note{display:none}.hero-text{max-width:440px}.trust-strip>.wrap{gap:16px;padding-top:20px;padding-bottom:20px}.trust-strip span{font-size:10px;gap:8px;line-height:1.6}.trust-strip .icon{width:18px;height:18px}.section{padding:65px 0}.section-intro{gap:35px}.section-intro>p{width:38%;font-size:13px}.question-card{padding:22px 18px;gap:14px}.question-card h3{font-size:20px}.question-card p{font-size:12px}.question-card>.icon:not(.card-arrow){width:24px;height:24px}.question-card .card-arrow{display:none}.field-story{grid-template-columns:1fr 1fr}.field-story h2{font-size:33px}.field-story-copy{padding:40px 28px}.field-story p:not(.eyebrow){font-size:13px}.field-story-image img{min-height:500px;object-position:42% center}.guide-grid{gap:35px;grid-template-columns:.7fr 1fr}.guide-cover{width:230px;min-height:350px;padding:25px 20px}.guide-cover>div{font-size:28px}.guide-cover>i{font-size:11px}.guide-cover>.icon{margin-top:22px;width:35px;height:35px}.guide-grid h2{font-size:34px}.guide-grid .lead{font-size:15px}.guide-chapters h3{font-size:20px}.guide-chapters p{font-size:11px}.guide-chapters>a{gap:14px}.consultant-grid{gap:30px;grid-template-columns:.9fr 1.1fr}.consultant-grid figure picture{height:490px}.experience-heading{gap:17px}.experience-heading>span{font-size:110px}.experience-heading h2{font-size:32px}.consultant-copy .lead{font-size:17px}.consultant-copy>p:not(.eyebrow):not(.lead){font-size:13px}.method-grid{gap:25px}.method-grid>div{padding-left:20px}.method-grid h3{font-size:23px}.method-grid p{font-size:12px}.budget-teaser>.wrap{gap:40px}.budget-teaser h2{font-size:35px}.budget-visual{padding:25px}.budget-visual>strong{font-size:25px}.audit-panel{grid-template-columns:1.4fr .8fr;padding:35px;gap:30px}.audit-main h2{font-size:32px}.audit-main>p:not(.eyebrow){font-size:12px}.audit-booking{padding-left:25px}.audit-booking .button{font-size:12px;padding:12px 15px;gap:12px}.price{font-size:56px}.audit-details{gap:15px}.audit-details span{font-size:10px}.faq-grid{gap:35px;grid-template-columns:.8fr 1.2fr}.faq-grid h2{font-size:35px}.faq-grid>div>p:not(.eyebrow){font-size:12px}summary{font-size:13px}.faq-list details>p{font-size:12px}.footer-top{grid-template-columns:1.4fr 1fr;gap:35px}.footer-top>div:first-child{grid-column:1/-1}.footer-top>div:first-child>p{margin-top:15px}.footer-bottom{gap:20px}.footer-bottom>div{gap:15px}.guide-layout{grid-template-columns:1fr;gap:40px;padding-top:40px}.guide-toc{position:static}.guide-toc nav{display:grid;grid-template-columns:1fr 1fr;gap:0 25px}.guide-toc nav>.eyebrow{grid-column:1/-1}.guide-toc .toc-audit{display:none}.guide-section h2{font-size:35px}.budget-layout{grid-template-columns:1fr;gap:35px}.budget-aside{position:static;display:grid;grid-template-columns:1fr 1fr;gap:25px}.budget-aside>.text-link{grid-column:1/-1}.budget-aside .note{margin:0}.budget-result>strong{font-size:44px}.page-hero.short h1{font-size:48px}}
@media(max-width:600px){html{scroll-padding-top:95px}.wrap{width:calc(100% - 40px)}.section{padding:52px 0}.header-inner{min-height:72px;gap:10px;padding:15px 0}.brand{gap:8px}.brand-name{font-size:16px}.brand-name>span{font-size:8px;margin-top:5px;letter-spacing:.09em}.brand-mark .icon{width:27px;height:30px}.nav-toggle>span{display:none}.site-nav{gap:16px;align-items:flex-start}.site-nav>a:not(.button){font-size:12px;padding:5px 0}.site-nav .button{width:100%;justify-content:space-between}.hero{min-height:0}.hero-image{inset:0;height:100%;opacity:.48}.hero-image picture,.hero-image img{object-position:65% center}.hero-image:after{background:linear-gradient(90deg,#0d2034f5,#0d2034a0 50%,#0d203430),linear-gradient(0deg,#0d2034fc,transparent 70%)}.hero-wrap{min-height:0;padding:50px 0 60px;display:block}.hero-copy{width:100%}.hero .eyebrow{font-size:9px;letter-spacing:.13em;max-width:270px;margin-bottom:20px}.hero h1{font-size:clamp(38px,9.8vw,56px);line-height:1.08;letter-spacing:-.02em;max-width:480px}.hero-lead{font-size:24px;margin-top:22px}.hero-text{font-size:14px;line-height:1.85;max-width:400px;margin-top:17px!important}.hero .button-row{margin-top:25px;gap:12px;align-items:stretch}.hero .button{font-size:12px;padding:14px 17px;gap:15px;min-height:49px}.hero-signature{font-size:10px;margin-top:26px;gap:10px}.gold-line{width:25px}.trust-strip>.wrap{display:grid;grid-template-columns:1fr;padding:19px 0;gap:10px}.trust-strip span{font-size:11px;gap:11px}.trust-strip .icon{width:17px;height:17px}.section-intro{display:block;margin-bottom:27px}.section-intro h2{font-size:33px}.section-intro>p{width:100%;font-size:13px;margin-top:20px;max-width:450px}.eyebrow{font-size:10px;margin-bottom:13px}.question-grid{grid-template-columns:1fr;gap:10px}.question-card{padding:21px 17px;gap:14px;align-items:flex-start}.question-card h3{font-size:23px}.question-card p{font-size:12px;margin-top:7px;line-height:1.75}.card-number{font-size:15px}.question-card>.icon:not(.card-arrow){width:24px;height:24px;margin-top:3px}.under-grid{font-size:11px;text-align:left;line-height:1.8;margin-top:20px}.field-story{grid-template-columns:1fr}.field-story-copy{padding:45px 20px}.field-story h2{font-size:34px}.field-story p:not(.eyebrow){font-size:14px;line-height:1.85}.field-story .text-link{font-size:13px}.field-story-image img{min-height:0;height:auto;aspect-ratio:3/2;object-fit:cover;object-position:center}.services-preview h2{font-size:32px}.section-intro.compact .text-link{margin-top:20px;font-size:13px}.service-topics{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.service-topics a{padding:22px 12px;min-height:110px;gap:13px;font-size:12px}.service-topics .icon{width:26px;height:26px}.services-preview .small-note{font-size:11px}.guide-grid{display:flex;flex-direction:column;gap:45px;align-items:stretch}.guide-cover{width:235px;min-height:335px;align-self:center;margin:8px auto 5px;padding:25px}.guide-cover>div{font-size:28px;margin-top:22px;margin-bottom:15px}.guide-cover>.icon{width:32px;height:32px;margin-top:20px}.guide-cover>small{margin-top:20px}.guide-grid h2{font-size:34px}.guide-grid .lead{font-size:15px}.guide-chapters h3{font-size:22px}.guide-chapters p{font-size:11px;line-height:1.7}.guide-chapters>a{gap:16px}.guide-grid .button-row{gap:20px}.consultant-section{padding:50px 0}.consultant-grid{display:flex;flex-direction:column;gap:30px}.consultant-grid figure{width:100%}.consultant-grid figure picture{height:auto}.consultant-grid figure img{height:auto;aspect-ratio:3/2;object-fit:cover}.consultant-copy{width:100%}.experience-heading{gap:25px;margin:20px 0}.experience-heading>span{font-size:125px}.experience-heading h2{font-size:35px}.consultant-copy .lead{font-size:18px}.consultant-copy>p:not(.eyebrow):not(.lead){font-size:14px}.method h2{font-size:34px}.method-grid{grid-template-columns:1fr;gap:30px;margin-top:30px}.method-grid>div{padding-left:25px;position:relative;padding-top:2px}.method-grid>div>span{font-size:25px;margin-bottom:12px}.method-grid h3{font-size:27px}.method-grid p{font-size:13px}.budget-teaser{padding:45px 0}.budget-teaser>.wrap{grid-template-columns:1fr;gap:35px}.budget-teaser h2{font-size:34px}.budget-teaser p:not(.eyebrow){font-size:14px}.budget-visual{transform:rotate(0);padding:27px}.budget-visual>strong{font-size:29px}.audit-section{padding-bottom:35px}.audit-panel{grid-template-columns:1fr;padding:30px 25px;gap:30px}.audit-main h2{font-size:34px}.audit-main>p:not(.eyebrow){font-size:13px}.audit-details{display:flex;gap:20px;margin-top:22px}.audit-details span{font-size:11px;gap:8px}.audit-booking{border-left:0;border-top:1px solid #bfa16c66;padding:24px 0 0}.price{font-size:66px;margin:0 0 15px}.audit-booking .button{max-width:290px;font-size:14px;justify-content:space-between;min-height:50px}.booking-note,.terms-link{font-size:11px}.faq-section{padding-top:15px}.faq-grid{grid-template-columns:1fr;gap:30px}.faq-grid h2{font-size:34px}.faq-grid>div>p:not(.eyebrow){font-size:14px;max-width:none}.faq-list details>p{font-size:13px;margin-right:12px}summary{font-size:14px;padding:20px 0;gap:20px}.site-footer{padding:45px 0 25px}.footer-top{gap:30px 20px;padding-bottom:30px;grid-template-columns:1fr 1fr}.site-footer .brand-name{font-size:17px}.footer-top>div>p{font-size:11px}.footer-top h2{font-size:11px}.footer-top>div>a:not(.brand){font-size:11px;line-height:1.8;margin:11px 0}.footer-bottom{flex-direction:column;align-items:flex-start;gap:18px;font-size:10px}.footer-bottom>div{gap:12px 20px;flex-wrap:wrap}.fine-print{font-size:9px;margin-top:15px;max-width:95%}.back-top{width:33px;height:33px;bottom:13px;right:10px;font-size:17px}.page-hero{padding:45px 0 40px}.page-hero h1,.page-hero.short h1{font-size:39px}.page-hero>.wrap>p:not(.eyebrow){font-size:14px;line-height:1.8;margin-top:22px}.page-hero .button-row{gap:12px;margin-top:25px}.page-hero .button{font-size:12px}.page-hero.short{padding:40px 0}.guide-layout{padding-top:30px;padding-bottom:45px;gap:35px}.guide-toc nav{gap:0 20px}.guide-toc nav>a{font-size:11px;gap:8px;line-height:1.7;padding:12px 0}.guide-toc nav>a>span{min-width:16px;font-size:10px}.guide-section{padding-bottom:35px;margin-bottom:35px}.guide-section h2{font-size:32px;margin-bottom:22px}.guide-section>p{font-size:14px}.guide-section>p.lead{font-size:17px}.guide-section li{font-size:13px;line-height:1.9}.activity-grid{gap:10px}.activity-grid>div{padding:18px 15px}.activity-grid h3{font-size:23px}.activity-grid p{font-size:12px;line-height:1.8}.activity-grid .icon{width:24px;height:24px;margin-bottom:13px}.note{padding:20px;font-size:13px}.steps-list>div{gap:15px;padding:20px 0}.steps-list h3{font-size:23px}.steps-list p,.steps-list a{font-size:13px}.steps-list>div>span{width:29px;height:29px;font-size:18px}.action-box{padding:20px}.action-box>p{font-size:13px}.compare-pair{grid-template-columns:1fr;gap:12px}.compare-pair>div{padding:20px}.compare-pair p{font-size:13px}th,td{padding:13px 14px;font-size:12px}table{min-width:320px}.article-cta{padding:25px}.article-cta h3{font-size:26px}.source-link{font-size:10px!important}.source-list li{font-size:11px!important}.budget-layout>div>h2{font-size:32px}.input-grid{gap:20px 15px}.input-grid label{font-size:11px;line-height:1.7}.money-input>span{font-size:12px;top:14px}input:not([type=checkbox]){font-size:16px;padding:12px}.money-input input{padding-right:27px}input::placeholder{font-size:11px}legend{font-size:25px}fieldset{padding-top:17px}fieldset>p{font-size:12px}.budget-aside{grid-template-columns:1fr;gap:20px}.budget-result{padding:28px}.budget-result>strong{font-size:48px}.budget-result>p:not(.eyebrow){font-size:13px}.budget-result dl>div{font-size:13px}.budget-result p.calculation-note{font-size:11px}.budget-aside .note p{font-size:13px}.sheet-top{grid-template-columns:1fr;gap:20px}.worksheet-section h2{font-size:26px}.worksheet-section>label:not(.checkbox){font-size:12px}.worksheet-section textarea{font-size:16px}.legal-content h2{font-size:29px}.legal-content p{font-size:14px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}
@media print{html{scroll-padding-top:0}body{font-family:Arial,sans-serif;color:#000;font-size:10pt}.site-header,.site-footer,.back-top,.skip-link,.no-print,[data-print],.nav-toggle{display:none!important}.wrap{width:100%;max-width:100%;margin:0}.section{padding:15px 0}.page-hero,.page-hero.short{background:none!important;color:#000;padding:0 0 20px;border-bottom:1px solid #777}.page-hero h1,.page-hero.short h1{font-size:28pt;color:#000}.page-hero h1 em,.page-hero>.wrap>p:not(.eyebrow),.eyebrow.light{color:#333!important}.page-hero>.wrap>p:not(.eyebrow){font-size:10pt}.sheet-top{margin:15px 0;grid-template-columns:1fr 1fr;gap:20px}.worksheet-section{break-inside:avoid;padding:15px 0}.worksheet-section h2{font-size:17pt;margin-bottom:10px}.worksheet-section textarea{border:1px solid #aaa;font-size:10pt;padding:8px;resize:none;min-height:80px}.worksheet-section input:not([type=checkbox]){min-height:30px;padding:5px;font-size:10pt}.worksheet-section textarea::placeholder{color:transparent}.checkbox{font-size:9pt}.worksheet>.small-note:last-child{font-size:8pt}.budget-aside{position:static}.budget-result{background:none;color:#000;border:1px solid #777}.budget-result>strong,.budget-result p:not(.eyebrow){color:#000}.budget-result dl>div{border-color:#aaa}@page{margin:16mm}}
